Coverage
Our expert brokers here at Gallagher have worked with the Australian Lacrosse Association to develop Personal Accident Insurance solutions specifically tailored to protect ALA’s members.
Personal Accident Insurance
Personal Accident Insurance is also commonly known as Personal Injury or Sports Injury insurance. It reimburses you for costs associated with accidental injuries that occur during specific lacrosse-related activities.
When am I covered?
Personal Accident Insurance covers you for participation in a range of lacrosse activities include. These include:
- Participating in an official competition, game or training session
- Attending official functions and social events conducted by ALA member organisations
- Travelling directly to or from an official competition, game or training session.
- Travelling to take part in an official competition, game or training session
Engaging in administrative, fundraising or volunteer activities.
What are the key elements of personal accident insurance?
While there are many elements to Personal Accident Insurance, there are three key areas to be aware of:
Medical benefits
Provides 85% reimbursement for non-Medicare medical costs you incur as a result of an injury. Maximum of $2,000 per claim.
Capital benefits
Provides a lump-sum payment of up to $100,000, if a permanent injury or death occurs while participating in an insured event. This is limited to 20% for claimants under 18 years.
Loss of income benefits
Provides a reimbursement of your weekly income up $350 per week. For a maximum 52 weeks.
Need to obtain a Certificate of Currency?
Our team can provide you with a Certificate of Currency to confirm the details and currency of the insurance policy.
Need to make a personal accident claim?
If you’ve had an accident while participating in your sport and need to make claim, download a claims form, complete it and send it to us.