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Coverage

Our motor sports experts here at Gallagher have worked with Motorsport Australia to create a tailored National Insurance Program that incorporates Personal Accident Cover, Public Liability Cover and Professional Indemnity Cover.

Personal Accident Cover

Personal Accident insurance can provide financial assistance to insured individuals (such as Motorsport Australia license holders, crew, officials and volunteers) who are injured during a Motorsport Australia-approved activity. This excludes any medical costs that are covered (or partly-covered) by Medicare. More information on Medicare coverage can be found on the Make A Claim page.  

Public Liability and Professional Indemnity Cover

Public Liability Insurance can provide protection for Motorsport Australia and its insured representatives against legal and associated costs following an accusation of negligence.

Professional Indemnity insurance provides protection for insured Motorsport Australia representatives against legal and associated costs that may occur if they are accused of negligent acts, errors or omissions.

When does cover apply?


Motorsport Permits

Most activities with a Motorsport Australia Permit are generally covered by the Motorsport Australia National Insurance Program. This includes official races, official practice sessions and social permit events

Sporting Car Club activities

Most activities conducted by Motorsport Australia affiliated sporting car clubs are generally covered by the Motorsport Australia National Insurance Program. This includes committee meetings, social events, fundraising and working bees.

Enthusiast Car Club activities

Most activities conducted by Motorsport Australia affiliated enthusiast car clubs are general covered by the Motorsport Australia National Insurance Program. This includes social events static displays, fundraising and committee meetings.  

Unsure whether your planned activity is covered? Always check your Motorsport Australia Permits or contact a member of the Gallagher sports team beforehand.

Need to obtain a Certificate of Currency?

Our team can provide you with a Certificate of Currency to confirm the details and currency of the insurance policy.

Get a certificate

Need to make a personal accident claim?

If you’ve had an accident while participating in your sport and need to make claim, download a claims form, complete it and send it to us.

Make a claim

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