If you have your craft insured with Gallagher, this cover is 24/7, meaning that your craft is covered continually, every day, nonstop. The Gallagher Marine Hull policy also provides Protection & Indemnity (P&I), which protects the craft user for liability whilst out on the water e.g. you collide with another craft or person causing injury or damage.
Contact Gallagher on 1800 931 129 or email sport@ajg.com.au for a claim form. We also recommend taking photos of the damage for future proof of loss.
There’s a few ways you can insure trailers (for both Third Party Liability and physical damage/theft of a trailer).
No as this falls under the Gallagher Marine Hull Program which expires 1st March each year, your premium will be pro-rated accordingly if added on for less than a year, then offered 12 month policy thereafter.
You can complete the application via the Gallagher Marine Hull website (insert link once form is up). Once the completed form is received, Gallagher will confirm via email that cover is in place and the invoice will be sent via email in the coming days
Yes, however these need to be listed in the asset schedule separate from the canoe(s) and a $ value assigned. There is no automatic cover and an additional premium will apply.
Yes, personal effects of any person on board at the time of a claimable incident to the craft, are covered subject to the personal effects being lost overboard. There must be a loss to an insured vessel to be able to claim for personal effects.
Insurer will pay out up to $600 for any one item and up to $1,000 in the aggregate for all claims arising from the one incident. An excess of $100 will apply for each and every claim.
Personal effects covered include the following items only: Sunglasses, Prescription Glasses, Camera’s & Mobile Phones.