We understand that sports insurance can sometimes be confusing and raise a lot of questions. To help, we’ve answered some of your most commonly asked questions about the Volleyball Australia National Insurance Program here.
The short answer is no. Any participant in any event (including social events) who is not a registered player is not insured. In order to be covered, they must be a registered Volleyball Australia player and the event must be sanctioned by Volleyball Australia. If any Volleyball Australia member participates in an event that is not sanctioned by Volleyball Australia, or an affiliated state association or club, they will also not be covered. In that instance, members must check the insurance coverage offered by the event organiser. If you are running an event or any activity outside the scope of Volleyball Australia, Gallagher can assist you with sports insurance options. Simply contact us via 1800 931 129 for further details.
Incident occurs. The club or organiser will have a log of the incident and is responsible for submitting incident report to Gallagher.
Unfortunately no, as government legislation does not allow it. By law, this policy can’t cover medical expenses that are covered by Medicare, including the gap between the expense and the Medicare rebate. However, if an injured Volleyball Australia member is covered by private health insurance, the Personal Accident policy will pay the balance above the private health insurance refund on expenses not claimable through the Medicare system. This is subject to the percentage reimbursement, the limit per injury and the excess applicable.
Once the initial paperwork has been received and processed and the benefit has been deemed as available to your situation, we will request that you provide a doctors certificate. This should outline the dates that you are unable to work and the condition from which you currently suffer. This certificate must not be longer than four weeks away from work and must be provided every four weeks.
Unfortunately not. Any expense incurred more than 12 months from the initial date of injury will not be covered. You also require medical advice to resume playing.
Only if the program you are running is sanctioned by Volleyball Australia, and all participants are Volleyball Australia registered players.