We understand that sports insurance can sometimes be confusing and raise a lot of questions. To help, we’ve answered some of your most commonly asked questions about Waterski and Wakeboard Australia’s National Insurance Program here.
No. Any participant in an event (including social events) who is not a registered member, other than come’n’try participants are not insured. If any member participates in an event that is not sanctioned by Waterski & Wakeboard Australia or the Affiliated State/Association/Club, they too are not insured and must check the insurance offered by the event organiser.
Participants are encouraged to settle their account directly with the transport provider before seeking reimbursement through the personal accident policy. This will ensure that the skier does not incur penalty charges. However, the insurer can pay the emergency transport provider directly, under the following circumstances.
When private / public insurance exists: once participant has claimed via private / public insurance, the benefit statement and emergency transport invoice can be lodged with the personal accident claim and the insurer will settle the gap directly to the transport provider.
No. Government legislation does not allow it. This policy cannot, by law, cover medical expenses that are covered by Medicare, including the gap between the expense and the Medicare rebate. However, if an injured WAWA member is covered by private health insurance, the personal accident policy will pay the balance above the private health insurance refund on expenses not claimable through the Medicare system, subject to the percentage reimbursement, the limit per injury and the excess applicable.
Once the initial paperwork has been received and processed and the benefit has been deemed as available to your situation, we will request that you provide a doctors certificate outlining the dates that you are away from your employment and the condition from which you currently suffer. This certificate must not be longer than 4 weeks away from work and must be provided every 4 weeks.
No. Any expense incurred more than 12 months from the initial date of injury is not covered. You also require medical advice to return back to participating.
Only if the program you are running is sanctioned by WAWA, and all participants are WAWA registered members.